There is strong evidence to support the notion that a proportion of the population is born with an inability to believe in the supernatural once they reached brain maturity. (I am a psychologist by training.) What kind of "loving" entity would punish beings whom s/he/it had designed to be incapable or the beliefs or behaviors necessary to avoid the punishment? Come to think of it, what place does "divine retribution" have in the concept of a just and loving entity?
It reminds of me a child smashing his toy soldiers because he painted them the wrong color. This makes the god of Moses, Jesus and Mohammed out to be very immature at best, and heinously evil at worst.
So, is the Christain/Jewish/Muslim god an entrenched juvenile delinquent?
